Index
FAQ
Szukaj
Użytkownicy
Grupy
Galerie
Profil
Zaloguj się, by sprawdzić wiadomości
Zaloguj
Rejestracja
Forum Naukowe Koło Chemików Uniwersytetu Gdańskiego Strona Główna
->
Ogłoszenia
Napisz odpowiedź
Użytkownik
Temat
Treść wiadomości
Emotikony
Więcej Ikon
Kolor:
Domyślny
Ciemnoczerwony
Czerwony
Pomarańćzowy
Brązowy
Żółty
Zielony
Oliwkowy
Błękitny
Niebieski
Ciemnoniebieski
Purpurowy
Fioletowy
Biały
Czarny
Rozmiar:
Minimalny
Mały
Normalny
Duży
Ogromny
Zamknij Tagi
Opcje
HTML:
TAK
BBCode
:
TAK
Uśmieszki:
TAK
Wyłącz HTML w tym poście
Wyłącz BBCode w tym poście
Wyłącz Uśmieszki w tym poście
Kod potwierdzający: *
Wszystkie czasy w strefie EET (Europa)
Skocz do:
Wybierz forum
Ogólne
----------------
Ogłoszenia
Drogi Gościu!!
Imprezy
----------------
Imprezy naukowe
Inne
----------------
Hyde Park
Propozycje
Przegląd tematu
Autor
Wiadomość
tods5eshoes
Wysłany: Sob 7:23, 19 Mar 2011
Temat postu: onitsuka tiger asics 4996
All About Commercial Mortgages by Michael Hudson
Businesses have their own ups and downs. Problems brought about by the nature of their business are sometimes hard to avoid. Lost of profits and bankruptcy are just one of the common fears of business owners. Saving businesses means that owners need to have several solutions in mind. This is where commercial mortgages come in. To know more about the ins and outs of these financial solutions, read the following paragraphs:
What is a commercial mortgage?
Although its name may imply a negative feeling, a commercial mortgage is just a type of loan. People get these commercial mortgages when they feel cash-strapped. In a commercial mortgage, a business (or commercial) property is used as collateral.
Loan institutions appraise the value of the collateral and evaluate the loaner��s income to determine the amount of money they can lend. Most of the time, these financial institutions also check the credit reputation of the loan applicant. So, people who intend to apply for commercial mortgages must build a good credit standing.
Although a commercial mortgage may imply that funds will be used for businesses, this has not always been the case. Borrowers still have the freedom to decide on where they will use the funds they got from the commercial mortgage they obtained.
What are the types of commercial mortgages?
Banks and other financial institutions offer various types of commercial mortgages that borrowers can choose from. As a matter of fact, people can categorize commercial mortgages according too its duration and interest types.
In terms of duration, a commercial mortgage can be a:
? Short-term loan
Also known as an interim loan, a short-term commercial mortgage usually lasts two years. Borrowers who can critically estimate the time they can pay the loan go with short-term loan as they are sometimes quicker to process. Depending on the borrower,
jimmy choo shoes
, the duration of the loan may or may not affect the amount of money that can be borrowed.
? Long-term loan
Depending on the duration of the loan,
onitsuka tiger asics
, a long-term loan can also be considered as a short-term loan by some financial institutions. But as a basic rule, commercial mortgages that last for a minimum of three years are considered to be long-term loans. Property and real estate developers also offer long-term loans. In such case,
shoes mbt
, they might require collateral that is of high-value.
Who should get a commercial mortgage?
As earlier stated, business owners are usually the ones who take a chance in commercial mortgages. But generally speaking, commercial mortgages are for people who own commercial properties. They just need to prove that they have the capability and resources to pay for their would-be loans.
Commercial mortgages are the easiest way out of financial problems. However, this does not mean that one should immediately jump into the option. One should bear in mind that getting a commercial mortgage is also synonymous to obtaining a responsibility��an obligation that he or she must comply to. Just like any other life encounters,
tory burch shoe sale
, the decision to get a commercial mortgage must be carefully thought of.
.Topics related articles:
nike airmax 7248
asics running shoes 2106
north face outlet 6007
Bluetab template design by
FF8Jake
of FFD
fora.pl
- załóż własne forum dyskusyjne za darmo
Powered by
phpBB
© 2001, 2002 phpBB Group
Regulamin