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Behind The Confusion Over Healthcare Reform and Medicare
Healthcare Reform
But Anthem's price increase is just the tip of the iceberg: insurance companies have requested 56% premium hikes in Michigan, 24% in Connecticut and 23% in Maine for holders of private individual health insurance plans [link widoczny dla zalogowanych], according to the Department of Health and Human Services. Individual policyholders in other states [link widoczny dla zalogowanych], including Oregon, Rhode Island, and Washington, likewise are discerning double-digit increases.
Insurers blame the increases above the penniless economy. When economy times are bad, they mention, healthy folk tend to drip their health insurance maneuvers alternatively resolve not to enroll. Businesses close their gates or drip health coverage. The outcome is a smaller pool of insureds who potentially have more vast remedial needs and therefore cost extra.
Businesses are not immune apt health assurance rate additions. An employer survey behaved by consulting firm PriceWaterhouseCoopers and unlocked in June 2009 prophesied health care costs would mushroom along 9% as companies in 2010. Employers said they would cope in chapter by raising cost-sharing for their workmen.
Anthem Blue Cross of California made national headlines when it announced that premiums for its individual health insurance policies would increase by as much as 39% in 2010.