choo 6298

tods5eshoes · Wysłany: Czw 13:33, 10 Mar 2011 Temat postu: choo 6298

Interest rate cuts,[link widoczny dla zalogowanych], but didn't the interest rates just go up?
The current economic climate has seen an incredibly quick change of environment which serves as an excellent learning tool for those interested in the dramatic changes. RG146/PS146 courses could help your understanding of these issues.
We have seen an interest rate cut recently which was designed to increase confidence which has been affected by the downward pressure of the market. Many may ask why then has the interest rate just been going up just to come down again. The answer to that question revolves around the different circumstances which drove up interest rates compared to those driving them down. Interest rates are affected by a number of factors including the inflation rate which was increasing in Australia which was an upward pressure on interest rates,[link widoczny dla zalogowanych], overseas interest rates which have been affected by the sub prime market which meant that in the US less funds were available as the acknowledgment of the risks had increased again putting upward pressure on interest rates. Other factors include our balance of payments and the affect the reserve bank feels the interest rate will have on the government's fiscal (financial) policy. Interest rate increases are designed to slow down spending which would have a downward pressure on inflation rates.
With the Wall street collapse which had a flow on affect to the global market people are inclined to lose confidence quickly so now the government is trying to increase confidence as can be seen by the Australian,[link widoczny dla zalogowanych], US and other economies bailing out their banks which is designed to allow credit into the society and increase confidence again. The concept might be similar to driving a car,[link widoczny dla zalogowanych], if we are heading towards a tree it is wise to steer away from the tree perhaps left but if we steer too much to the left we might be steering towards a building so in that case we should steer a little more to the right.
A financial planning course like the Diploma of financial services (financial planning) would help individuals who are interested in learning about theses economic changes in a way that actually could be practical for making desions about investments from simple decision to perhaps as confidence grows to more complicated decisions. Let's face it; no one is more interested in your finances than you. Your adviser will probably survive if you leave him or her but a mistake for you is critical. The RG146/PS146 is mandatory for professionals although they can choose to only do a proportion of the course and still legally control your money. I believe it is important that if some one has the responsibility for your investments that they need a rounded education. So make sure your financial adviser has the full Diploma of financial services (financial planning) including all of the [link widoczny dla zalogowanych] compliant requirements (PS146/RG146).
Don't be embarrassed to ask. If your adviser is too nervous or embarrassed to tell you then maybe they have something to hide. Financial planner's skill sets should be to communicate to you as a client to make you feel comfortable and assured. If this question makes them give you a bad feeling maybe you should be changing. Find the best ps146 and Diploma of Financial Services training s[link widoczny dla zalogowanych]l in Australia.Topics related articles：

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